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Financial Management

The increasingly specialized nature of financial management and decision-making within most community banks has prompted greater consideration of outsourcing alternatives.

Austin Associates works with hundreds of community banks to provide monthly, quarterly and other periodic reporting services pertaining to asset/liability management, interest rate risk reporting, investment management and other highly specialized financial management assistance. Our services provide detailed monthly budgeting and financial forecasting, net interest margin simulations, earnings at risk modeling and economic value of equity analyses—all of which are designed to complement internal financial management resources. With most of our clients, we work directly with the chief financial officer to prepare monthly and other periodic financial reports for asset/liability committees, executive management groups, boards of directors and regulators.

In addition to the comprehensive range of financial management services, Austin Associates provides its community bank clients with specialized profitability consulting assistance utilizing its account-level data management software. Working closely with bank management, we develop cost allocation assumptions unique to your individual institution that are integrated with our funds transfer pricing model to generate profitability measures by line of business, product, department, branch, officer or customer. Customized reports are produced that enable target marketing of profitable client and product segments within the universe of bank relationships.

Austin Associates’ Financial Management Division has developed leading edge software products tailored for the community bank market. Our customized loan and deposit pricing software, budgeting tools and peer group reporting services are state-of-the-art in their ease of use and application to community banks of all sizes and types of markets. Hands-on demonstrations of these tools are available on this website.

For a more complete listing of financial management services, click here.

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