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Loan Pricing Model Impacts Lender's Success Recently, over 175 community bank executives participated in the Austin Associates Survey on Best Practices in Commercial Loan Pricing. Survey respondents represented a broad cross-section of community bankers from across the country, and included executives from banks both large and small, as well as banks that had deep experience with using professionally developed commercial loan pricing system, internally developed loan pricing spreadsheets, and institutions that are not using any form of systematic loan pricing process. The survey was conducted during the week of June 6th, 2011, and was responded to by over 175 community bank executives from 36 states, representing banks from as small as $50 Million in total assets, to banks as large as $35 Billion in total assets.

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